Budget 2026 Meets the February MPC: Reading the Policy Mix Without the Noise
What was announced on 1 February 2026, what the RBI signalled on 6 February 2026, and how households can interpret the combined message As of 12 February 2026, the Union Budget (presented on 1 February 2026) is now “announced”, but not “done”. The Budget Session is still underway, with debates continuing before a scheduled recess. That matters because the Budget is […]
Alternative Investment Funds (AIFs): Exploring Capital Beyond the Mainstream
Wealth First Explains the regulatory framework behind India’s alternative investment vehicles After knowing about ‘what is an AIF?’ in Part 1, Part 2 is a deep dive into it. As indicated in the first part, AIFs are not one product. They’re a regulated framework of strategies. SEBI has done something very deliberate in the AIF regulations: it has grouped AIFs into Category I, II, and III, based on what they invest in and […]
Alternative Investment Funds (AIFs): Exploring Capital Beyond the Mainstream
Wealth First Explains the structure, purpose, and regulatory framework behind India’s alternative investment vehicles There’s a quiet truth about India’s investment landscape: not every investor needs the same vehicle. For most people, the “main roads” are enough – bank deposits, mutual funds, listed equities, bonds. But for many HNIs, family offices, institutions, and experienced investors, […]
The Quiet Loop Behind too Many Decisions
Fixing the Feeling, Not the Problem It was a tense afternoon cricket match, the kind where the air feels heavier after every dot ball. The batting team had lost three quick wickets in a hurry. Not a collapse yet just enough to make the crowd restless and the dugout uneasy. The captain glanced at the […]
The Recipe No One Ever Followed Twice
Why chasing “something new” can quietly erase what already works. Jigar, an enthusiastic middle-aged man, had a dynamic personality. After being in a hectic professional schedule, he found his calm in cooking. He loved experimenting with new ingredients and creating a new dish every time. While he enjoyed this activity with all his heart, there […]
The Inbox That Couldn’t Be Emptied
Shikhar, a young professional, likes to keep things a certain way, and he does it with a kind of hyper energy. Being a finance enthusiast, he obsessively reads newspapers, newsletters, articles, blogs and almost all the information he can find around finance and wealth management. Shikhar constantly feels he must know everything in order to […]
The J-Curve of Investing: Why Patience Feels Bad Before It Feels Right
Wealth First explains why smart investing often looks worse before it gets better and how understanding the J-curve can help you stay the course. Have you ever started a new investment plan like a SIP, a portfolio, or even a savings habit, and found yourself thinking after a few months, “Why does my plan look […]
The Latest Diet That “Changed Everything”
Why the newest update feels more compelling than the soundest plan. For months, Chandra had been working with a nutritionist and observing slow, steady changes, a practical meal plan, and enough flexibility to make it sustainable. The approach was working. His energy was better, the scale was moving gradually, and his routine finally felt balanced. […]
Zero: The Smallest Number, The Biggest Lessons in Finance
Wealth First explains why ‘zero’ has some of the deepest meanings in money and investing. “Zero looks like nothing, but it changes everything.” Imagine two identical portfolios: both earn the same gross return, but one trims unnecessary costs closer to zero. Over years, that difference quietly compounds into a meaningful lead. From bonds to budgets […]
Retirement Planning Calculator
Planning for retirement requires balancing rising expenses, inflation, and long-term investment returns. Wealth First’s Retirement Planning Calculator helps individuals and families in Ahmedabad and across India estimate their retirement corpus requirement and the monthly investment needed today to achieve long-term financial security. This tool is designed for salaried professionals, business owners, and HNIs who want […]