Planning for retirement requires balancing rising expenses, inflation, and long-term investment returns. Wealth First’s Retirement Planning Calculator helps individuals and families in Ahmedabad and across India estimate their retirement corpus requirement and the monthly investment needed today to achieve long-term financial security.

This tool is designed for salaried professionals, business owners, and HNIs who want a structured, goal-based approach to retirement planning.

How this calculator helps you

• Estimates your monthly expense at retirement after accounting for inflation
• Calculates the total retirement corpus required
• Considers your existing retirement savings and optional post-retirement income
• Highlights the gap (shortfall), if any
• Suggests an illustrative monthly investment amount to help you work towards your retirement goal

How to use the calculator

1. Answer the step-by-step questions on age, expenses, savings, and assumptions
2. Review your retirement snapshot instantly
3. Download a branded Retirement Snapshot as PNG or PDF, including your name and date, for discussion with your family or advisor

Retirement Planning Calculator

Goal-based retirement estimate using inflation & return assumptions (illustrative).

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Q&A Wizard

Answer step-by-step and see results instantly.

Step 1 of 4

Profile

Q1. Current age (years)

Q2. Retirement age (years)

Years to retirement: 30

Q3. Current monthly household expense (₹)

Tip: enter numbers only; commas auto-format in Indian style.

Q4. Current monthly investment/savings (₹)

Q5. Do you expect your expenses to increase before retirement? No / Not sure (use inflation only) Yes (add lifestyle growth %)

Extra pre-retirement growth (% p.a.)

Applies for (years)

Q6. Inflation (% p.a.)

Q7. Return during accumulation (% p.a.)

Q8. Return post-retirement (% p.a.)

Retirement duration (years)

Life expectancy is not asked. Retirement duration is configurable (default 25 years).

Client Name (for export)

This will appear on the exported PNG/PDF only.

Q9. Existing retirement corpus (₹)

Include post-retirement income?

Optional (pension/rent). Deducted from required corpus.

Expected monthly income after retirement (₹)

Income increases with inflation? Yes No

Recalculate Reset

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Results

Instant estimate based on your inputs.

Illustrative

Retirement Snapshot

Client:

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₹ 0 / month

Estimated monthly investment required to meet retirement corpus gap.

Monthly expense at retirement

₹ 0

Total retirement corpus required

₹ 0

Existing retirement corpus

₹ 0

Additional corpus needed (Gap)

₹ 0

Funding meter (Existing vs Required)

Projected accumulation (illustrative)

Download PNG Download PDF

Downloads the Results card as an image/PDF.

*This calculator provides an illustrative estimate based on assumptions provided by the user. Actual returns and inflation may vary. This does not constitute investment advice.

*This calculator provides an illustrative estimate based on assumptions provided by the user. Actual returns and inflation may vary. This does not constitute investment advice.

Important note

This calculator provides an illustrative estimate based on the assumptions entered by you. Actual returns, inflation, and outcomes may vary. This tool does not constitute investment advice. For personalized guidance, please consult a Wealth First advisor @ 079-4024 0000.