Mutual Funds: The Core Investment Vehicle for Every Investor
Wealth First explains how mutual funds simplify investing, diversify risk, and help you grow wealth with discipline. Imagine countless small mountain streams flowing together to form one powerful & steady river. Each drop contributes to the current; shaping its direction and momentum. That’s how mutual funds work: a collective of many individual investments converging into […]
Fixed Deposits: Understanding the Most Familiar Instrument and Its Limits
Wealth First explains why FDs have been a trusted savings option and what investors should know beyond them. For generations, Fixed Deposits (FDs) have been India’s favourite financial instrument. They are simple, familiar, and dependable. Ask almost anyone how they started saving and investing, and chances are their answer will begin with an FD. What […]
Budgeting: Managing Cash Flows to Start Investing Systematically
Wealth First Explains how tracking your income and expenses builds the foundation for smart investing. Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]
Asset Allocation: Balancing Risk and Reward for Smarter Investing
Wealth First Explains how the right mix of assets helps you build wealth with stability When it comes to building wealth, investing isn’t only about what you buy, but also about how much of each type of asset you own. That balance between equities, debt, gold, real estate, and cash is called asset allocation, and it […]
Emergency Fund: Your Safety Net for Life’s Unplanned Moments
When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund. What is an Emergency Fund? An emergency fund is money set aside specifically to […]
Goal-Based Investing: How to Invest with Purpose
When it comes to money, most of us think about “saving” or “investing” in general terms. But investing without a purpose can feel like driving without a destination. That’s where financial goals come in. They act as anchors, keeping you focused and disciplined over the long run. In this article, we’ll explain what goal-based investing […]
Inflation & Your Money: How Rising Prices Erode Savings
When we think of financial planning, most people calculate their goals based only on today’s prices. But there’s a hidden force quietly working against us: inflation. It is the single biggest hurdle in achieving financial goals, and ignoring it can mean falling short—even if you save regularly. What is Inflation? In simple terms, inflation is […]
The Power of Compounding & Starting Early
Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing. Our goal is simple: to equip […]
Wealth Calculators (SIP, STP, SWP, FD & EMI)
Introduction Planning your financial future can feel overwhelming, but having the right tools makes it much simpler. That’s why Wealth First is proud to introduce a suite of online financial calculators designed to help you map out your investments and loans with ease. Our calculators cover everything from Systematic Investment Plans (SIPs) to Systematic Transfer […]
Building a Strong Investment Portfolio with the Right Asset Management Company
Wealth creation and financial portfolio building are no longer limited to the richer section. People belonging to the middle economic classes are now focusing on increasing their financial prudence. Diversification of investment channels in countries like India has further fueled this development. You can now make smart choices by investing in mutual funds or equity […]