Budgeting: Managing Cash Flows to Start Investing Systematically
Wealth First Explains how tracking your income and expenses builds the foundation for smart investing. Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]
Asset Allocation: Balancing Risk and Reward for Smarter Investing
Wealth First Explains how the right mix of assets helps you build wealth with stability When it comes to building wealth, investing isn’t only about what you buy, but also about how much of each type of asset you own. That balance between equities, debt, gold, real estate, and cash is called asset allocation, and it […]
Emergency Fund: Your Safety Net for Life’s Unplanned Moments
When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund. What is an Emergency Fund? An emergency fund is money set aside specifically to […]
Goal-Based Investing: How to Invest with Purpose
When it comes to money, most of us think about “saving” or “investing” in general terms. But investing without a purpose can feel like driving without a destination. That’s where financial goals come in. They act as anchors, keeping you focused and disciplined over the long run. In this article, we’ll explain what goal-based investing […]
Inflation & Your Money: How Rising Prices Erode Savings
When we think of financial planning, most people calculate their goals based only on today’s prices. But there’s a hidden force quietly working against us: inflation. It is the single biggest hurdle in achieving financial goals, and ignoring it can mean falling short—even if you save regularly. What is Inflation? In simple terms, inflation is […]
The Power of Compounding & Starting Early
Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing. Our goal is simple: to equip […]
Wealth Calculators (SIP, STP, SWP, FD & EMI)
Introduction Planning your financial future can feel overwhelming, but having the right tools makes it much simpler. That’s why Wealth First is proud to introduce a suite of online financial calculators designed to help you map out your investments and loans with ease. Our calculators cover everything from Systematic Investment Plans (SIPs) to Systematic Transfer […]
Building a Strong Investment Portfolio with the Right Asset Management Company
Wealth creation and financial portfolio building are no longer limited to the richer section. People belonging to the middle economic classes are now focusing on increasing their financial prudence. Diversification of investment channels in countries like India has further fueled this development. You can now make smart choices by investing in mutual funds or equity […]
Depository Services in India: Why Every Investor Needs Them
Today’s financial market is fast-paced. With so many dynamic channels and instruments, investors have tons of options to make intelligent decisions and improve their portfolios. But everything spirals down to the ease of accessing and managing these investments in a secure environment. Given how the global economy is vulnerable to inflation and volatility, having real-time […]
How Traditional Banks make money from you?
Bank branches may seem like an antiquated way to conduct banking in this day and age (we certainly think so), but traditional banks’ business models are built around them. We’ve written before about how these branches provide an extremely poor customer experience and, infuriatingly, cost you $200 (or more!) per year even though you have […]