The Closet That Never Changed

Why we hold on long even after the usefulness is gone. Every season, Nisha promised herself she would declutter her wardrobe. Every season, she would open the cupboard, sigh at how full it was, and begin the same dance: pull out shirts, hold them, feel something, and quietly fold them back. It wasn’t that the […]

Portfolio Management Services (PMS): When Your Wealth Needs Professional Management

Wealth First explains how PMS helps investors take the next step in personalized wealth creation. As investors grow in their financial journey, many reach a stage where simple investment products—like mutual funds—may no longer fully align with their goals or complexity of assets.At that point, Portfolio Management Services (PMS) becomes the next logical step: a […]

The Mirror Of The Moment

We are starting a new series: In Mint Condition — fresh takes on timeless wealth wisdom. This series is about short, story-led pieces that try to make sense of often less-talked aspects of Investments such as behaviour, psychology, perception, emotions and more. This is an attempt to put together simple principles, thoughtful analogies, and small […]

Liquidity: How Quickly Can Your Wealth Move When You Need It Most?

Wealth First explains why flexibility and access to money matter as much as growth. Water has been a recurring theme in our recent discussions: waves of volatility, the umbrella shielding us from financial downpours, and the flow of investments across multiple streams in diversification. Now, let’s focus on what makes water most powerful: its ability […]

Unsystematic Risk: Why Diversification Protects Against Sector-Specific Shocks

Wealth First explains how spreading investments shields you from the risks that target individual companies or sectors. In our last discussion, we explored how diversification acts as the simplest insurance against uncertainty. But let’s look closer at what kind of uncertainty diversification actually protects us from. This brings us to a critical concept in investing—unsystematic […]

Diversification: The Simplest Insurance Against Uncertainty

Wealth First explains why spreading your investments is the most practical shield against market unpredictability. In our previous discussion, we explored how insurance protects wealth from life’s unexpected events.But what about the uncertainties you can’t predict or control like sudden market movements, global crises, or changing economic cycles? That’s where diversification becomes your next line […]

Health & Other Insurances: Protecting Financial Goals from Life’s Biggest Unpredictables

Wealth First explains why insurance is the umbrella every financial plan needs. In our previous discussion on volatility, we learned that market fluctuations are normal and manageable. But not every uncertainty can be “ridden out.” Some life events arrive like a sudden storm: unannounced and intense. Just as we carry an umbrella to protect ourselves […]

SIP: Turning Small Steps into Lasting Wealth

Wealth First explains how disciplined investing and rupee-cost averaging help you build wealth systematically. In our previous article, we explored how mutual funds act like rivers: many small investments combining into a powerful current of collective growth. Now, let’s look at how to join that flow; one drop at a time. That’s where Systematic Investment […]

Risk Tolerance: The Compass That Helps in Knowing Your Comfort Zone Before You Invest

Wealth First explains how understanding your personal limits helps you invest wisely and stay invested longer. Every investor dreams of growing wealth, but not everyone takes the same path to get there. Some are willing to ride the market’s highs and lows, while others prefer a steady and predictable journey. The difference lies in one […]