Risk Tolerance: The Compass That Helps in Knowing Your Comfort Zone Before You Invest

Wealth First explains how understanding your personal limits helps you invest wisely and stay invested longer. Every investor dreams of growing wealth, but not everyone takes the same path to get there. Some are willing to ride the market’s highs and lows, while others prefer a steady and predictable journey. The difference lies in one […]

Mutual Funds: The Core Investment Vehicle for Every Investor

Wealth First explains how mutual funds simplify investing, diversify risk, and help you grow wealth with discipline. Imagine countless small mountain streams flowing together to form one powerful & steady river. Each drop contributes to the current; shaping its direction and momentum. That’s how mutual funds work: a collective of many individual investments converging into […]

Budgeting: Managing Cash Flows to Start Investing Systematically 

Wealth First Explains how tracking your income and expenses builds the foundation for smart investing.  Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]

Emergency Fund: Your Safety Net for Life’s Unplanned Moments 

When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund.  What is an Emergency Fund?  An emergency fund is money set aside specifically to […]

The Power of Compounding & Starting Early

Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing.  Our goal is simple: to equip […]