SIP: Turning Small Steps into Lasting Wealth

Wealth First explains how disciplined investing and rupee-cost averaging help you build wealth systematically. In our previous article, we explored how mutual funds act like rivers: many small investments combining into a powerful current of collective growth. Now, let’s look at how to join that flow; one drop at a time. That’s where Systematic Investment […]

Mutual Funds: The Core Investment Vehicle for Every Investor

Wealth First explains how mutual funds simplify investing, diversify risk, and help you grow wealth with discipline. Imagine countless small mountain streams flowing together to form one powerful & steady river. Each drop contributes to the current; shaping its direction and momentum. That’s how mutual funds work: a collective of many individual investments converging into […]

Fixed Deposits: Understanding the Most Familiar Instrument and Its Limits

Wealth First explains why FDs have been a trusted savings option and what investors should know beyond them. For generations, Fixed Deposits (FDs) have been India’s favourite financial instrument. They are simple, familiar, and dependable. Ask almost anyone how they started saving and investing, and chances are their answer will begin with an FD. What […]

Emergency Fund: Your Safety Net for Life’s Unplanned Moments 

When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund.  What is an Emergency Fund?  An emergency fund is money set aside specifically to […]

It Pays To Stay Invested In Equity

It Pays To Stay Invested In Equity Dr. DG Vijay, 54 years, is a senior oncoplastic breast surgeon at HCG Cancer Centre, Ahmedabad. His wife, Dr. Swati Devanhally, works in the Department of Ophthalmology at BJ Medical College, and they are blessed with two sons, Shirdhar (27) and Shravan (23). Despite his busy schedule, Dr. […]