Retirement Planning Calculator
Planning for retirement requires balancing rising expenses, inflation, and long-term investment returns. Wealth First’s Retirement Planning Calculator helps individuals and families in Ahmedabad and across India estimate their retirement corpus requirement and the monthly investment needed today to achieve long-term financial security. This tool is designed for salaried professionals, business owners, and HNIs who want […]
Key Ratios in Investing: Understanding the Numbers Behind Businesses
Wealth First explains why a few simple ratios can help investors interpret financial strength, performance, and efficiency. Behind every company’s balance sheet lies a story of how efficiently it earns, spends, and grows.Financial ratios help decode that story. They act as lenses through which investors can understand how a business is performing, whether it is […]
Tax Planning: How Taxation Impacts Post-Return Wealth
Wealth First explains how thoughtful tax planning nurtures your financial garden by helping your wealth grow stronger and last longer. Imagine your different investments as plants in a garden. Each one grows under the same sun — your income — but what truly determines how lush that garden becomes is how well you nurture it. […]
The “Thread” Connection that Doesn’t Exist!
Mohan, a small grocery shop, is known for his warm laugh, his habit of remembering everyone’s preferred brand of atta, and his ability to lighten even the dullest days with a cheerful greeting. But Mohan has a peculiar ritual. Every morning, before opening the shop, he ties a thin, fraying thread around his thumb joint […]
The Changing Field(from the series “In Mint Condition: Fresh Takes on Timeless Wealth Wisdom”)
Subtitle: When doing less wins more. The Story It was a tense afternoon cricket match. The batting team had lost three quick wickets.The captain, under pressure from the crowd’s roar and his own nerves, looked to his coach and called out: “Time to make changes.” Within minutes, the batting order was reshuffled, and a new […]
The Mock Test That Knew Him Better
Subtitle: When (over) confidence shouts louder than reality. Mayur had always been “the smart one”. He was in school toppers’ group, exceeded family expectations, always had juniors asking him for tips, and so on. So, when he signed up for a competitive exam, he carried that identity with him. “Quant? Easy. Logical? Done. English? I’ll […]
XIRR: Measuring Real-World Investment Performance
Wealth First explains how XIRR helps you measure what your money truly earned, not just what it grew to. Imagine you’ve planted a tree, but instead of watering it once at the beginning, you water it irregularly: sometimes more, sometimes less, sometimes skipping months altogether depending on the weather and external conditions. When the tree […]
The Dashboard That Wasn’t Connected
Subtitle: Why feeling in control isn’t the same as being in control. Krish loved apps and dashboards. His phone was filled with them. Health trackers, habit apps, smart-home widgets, etc. Every morning, he’d tap through 12 different apps: sleep score, step count, weekly goals, productivity bars and more. If a number dipped, he made an […]
Yield: Understanding Returns in Bonds and Fixed Income Instruments
Wealth First explains how yields show the real fruit your investments bear and why they matter beyond bonds. Imagine a tree. You plant it, nurture it, and over time, it begins to bear fruit. The tree is your investment, and the fruit it produces each season is your yield: the income or return that your […]
The Closet That Never Changed
Why we hold on long even after the usefulness is gone. Every season, Nisha promised herself she would declutter her wardrobe. Every season, she would open the cupboard, sigh at how full it was, and begin the same dance: pull out shirts, hold them, feel something, and quietly fold them back. It wasn’t that the […]