Budgeting: Managing Cash Flows to Start Investing Systematically
Wealth First Explains how tracking your income and expenses builds the foundation for smart investing. Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]
Asset Allocation: Balancing Risk and Reward for Smarter Investing
Wealth First Explains how the right mix of assets helps you build wealth with stability When it comes to building wealth, investing isn’t only about what you buy, but also about how much of each type of asset you own. That balance between equities, debt, gold, real estate, and cash is called asset allocation, and it […]
Emergency Fund: Your Safety Net for Life’s Unplanned Moments
When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund. What is an Emergency Fund? An emergency fund is money set aside specifically to […]
Goal-Based Investing: How to Invest with Purpose
When it comes to money, most of us think about “saving” or “investing” in general terms. But investing without a purpose can feel like driving without a destination. That’s where financial goals come in. They act as anchors, keeping you focused and disciplined over the long run. In this article, we’ll explain what goal-based investing […]
The Power of Compounding & Starting Early
Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing. Our goal is simple: to equip […]
Mutual Fund Portfolio Management: Strategies That Are Truly a Game Changer in 2025
You might have heard that diversifying your wealth across multiple funds is the best tactic to bag in maximum profit. While this is indeed true, managing such portfolios isn’t an easy feat. Instead, it’s all about establishing the right balance between your risk tolerance, investment plans, and the returns. As we enter 2025, the economic […]
Tax Planning Demystified: Objectives, Benefits, and Strategies to Know in 2025
Imagine paying a significant percentage of your hard-earned money as tax and then knowing you could have evaded it with a few tricks. Wouldn’t it be disheartening for you? Obviously, you would be! The Indian taxation system has been structured meticulously to ensure every person with an income background can stay liable and compliant with […]
Best Investment Strategies in India: How to Grow Your Wealth Profile Steadily?
The stock market offers exceptional returns to investors, but only when it’s done carefully. Whether it’s opening a trade position at the wrong time or investing during the bear trend, unintentional mistakes can make a significant impact on the returns. That’s why every individual should choose a proper investment plan that will generate a stable […]
Strategic Tax Planning: Top Tricks and Concepts You Need to Mug Up
Every year, Indians have to pay a hefty amount as part of tax to the government. It doesn’t matter whether the individual is a salaried professional or a businessperson because the liabilities are quite high in either case. Although exemption rules are put in place, saving taxes and reducing these liabilities won’t be possible without […]
It Pays To Stay Invested In Equity
It Pays To Stay Invested In Equity Dr. DG Vijay, 54 years, is a senior oncoplastic breast surgeon at HCG Cancer Centre, Ahmedabad. His wife, Dr. Swati Devanhally, works in the Department of Ophthalmology at BJ Medical College, and they are blessed with two sons, Shirdhar (27) and Shravan (23). Despite his busy schedule, Dr. […]