Health & Other Insurances: Protecting Financial Goals from Life’s Biggest Unpredictables
Wealth First explains why insurance is the umbrella every financial plan needs. In our previous discussion on volatility, we learned that market fluctuations are normal and manageable. But not every uncertainty can be “ridden out.” Some life events arrive like a sudden storm: unannounced and intense. Just as we carry an umbrella to protect ourselves […]
Mutual Funds: The Core Investment Vehicle for Every Investor
Wealth First explains how mutual funds simplify investing, diversify risk, and help you grow wealth with discipline. Imagine countless small mountain streams flowing together to form one powerful & steady river. Each drop contributes to the current; shaping its direction and momentum. That’s how mutual funds work: a collective of many individual investments converging into […]
Fixed Deposits: Understanding the Most Familiar Instrument and Its Limits
Wealth First explains why FDs have been a trusted savings option and what investors should know beyond them. For generations, Fixed Deposits (FDs) have been India’s favourite financial instrument. They are simple, familiar, and dependable. Ask almost anyone how they started saving and investing, and chances are their answer will begin with an FD. What […]
Budgeting: Managing Cash Flows to Start Investing Systematically
Wealth First Explains how tracking your income and expenses builds the foundation for smart investing. Before you can start investing, you need to understand where your money is going. Think of budgeting as the first and most essential step toward financial freedom. We’ve already seen in our Inflation article how prices rise steadily over time. With […]
Asset Allocation: Balancing Risk and Reward for Smarter Investing
Wealth First Explains how the right mix of assets helps you build wealth with stability When it comes to building wealth, investing isn’t only about what you buy, but also about how much of each type of asset you own. That balance between equities, debt, gold, real estate, and cash is called asset allocation, and it […]
Emergency Fund: Your Safety Net for Life’s Unplanned Moments
When we think of financial planning, our minds often go straight to investing—stocks, mutual funds, or long-term goals like buying a home or retirement. But before we even start investing, there’s one essential foundation every investor must have: an emergency fund. What is an Emergency Fund? An emergency fund is money set aside specifically to […]
Goal-Based Investing: How to Invest with Purpose
When it comes to money, most of us think about “saving” or “investing” in general terms. But investing without a purpose can feel like driving without a destination. That’s where financial goals come in. They act as anchors, keeping you focused and disciplined over the long run. In this article, we’ll explain what goal-based investing […]
The Power of Compounding & Starting Early
Wealth First Explains 01 At Wealth First, we believe that informed investors make better decisions. Yet, in today’s world, the sheer number of investment options can feel overwhelming. That’s why we’re launching a new series: “Wealth First Explains” which is meant to simplify the whys and hows of investing. Our goal is simple: to equip […]
Mutual Fund Portfolio Management: Strategies That Are Truly a Game Changer in 2025
You might have heard that diversifying your wealth across multiple funds is the best tactic to bag in maximum profit. While this is indeed true, managing such portfolios isn’t an easy feat. Instead, it’s all about establishing the right balance between your risk tolerance, investment plans, and the returns. As we enter 2025, the economic […]
Tax Planning Demystified: Objectives, Benefits, and Strategies to Know in 2025
Imagine paying a significant percentage of your hard-earned money as tax and then knowing you could have evaded it with a few tricks. Wouldn’t it be disheartening for you? Obviously, you would be! The Indian taxation system has been structured meticulously to ensure every person with an income background can stay liable and compliant with […]